<span id="lblNoFrames"><h1>Global Broker_NOV_lowres.pdf</h1><br/>Profile Markel International’s William Stovin on why industry needs to deliver discipline Latin America FIDES meets as market looks to Brazil to up the Latin beat Lloyd’s CEO Richard Ward on why he wants the market to end its ‘Groundhog Days’ November 2009 THE MAGAZINE FOR THE INTERNATIONAL WHOLESALE INSURANCE AND REINSURANCE MARKETS Refusing to crack Property cat market looks to build on firmer foundations</span>